SUPERBOWL LVII The S&P 500 Index fell 18.1% and the US Aggregate Bond Index dropped 13% in 2022. Developed International and emerging markets declined by double digits in 2022. The Fed raised the federal funds rate seven times in 2022. Once by .25%, twice by .50%...

GREAT SEASON PADRES! The S&P 500 and US Aggregate Bond Indexes fell nearly 5% each in the third quarter. YTD, the indexes are down 24% and 15% respectively. The Fed raised the federal funds rate by 0.75%, bringing it to a range of 3%-3.25%. The consumer-price...

ALL STARS UNVEILED The S&P 500 fell over 16% in Q2. For the first 6-months of 2022 the index is down 20%. International equities, as measured by the MSCI EAFE, fell 15.4% in Q2 and 20.3% in the first half of 2022. Bonds dropped 4.7% in Q2 and over 10% for Q1 &...

How Market Cycles Can Impact Retirement Markets go up. Markets go down. But no one can predict when, how, why, or for how long. Ups and downs are par for the investing course, but market cycles can have a greater impact on those nearing or in retirement than those in...

For a Moderate portfolio (60% stock/40% bond allocation) and an Aggressive portfolio (80% stock/20% bond allocation), the probability of a loss over 5-year rolling periods was 0% (same for the Conservative portfolio with a 30% stock/70% bond allocation). There was an...

SDSU WINS BOWL The S&P 500 finished 2021 up 28.71%, while international equities lagged, up 8.78% Large growth outperformed large value with returns of 27.60% and 25.16%, respectively. Small-cap value exceeded small-cap growth with returns of 28.27% and 2.83%,...

GO AZTECS! The S&P 500 and Nasdaq indexes fell 4.69% and 5.69% respectively in September. YTD, the indexes are up 16.97% and 14.48% respectively. International equities, as measured by the MSCI EAFE, fell 3.19% in September. YTD, the index is up 6.23%. American...

Q1 CLOSES HIGH The S&P 500 was up 6.17% 1st quarter of 2021. The Wilshire 5000, an index that tracks all actively traded US stocks, was up 2.54%. The Russell 2000 Value Index returned 21.17% outperforming the Russell 2000 Growth Index at 4.88%. 1st quarter of...

Q4 FINISHES AHEAD The S&P 500 and Nasdaq finished the quarter up 12.15% and 15.63%, respectively. For the year, the S&P gained 18.4%. Nasdaq was up 44.92% Growth outpaced Value for the year with gains of 38.5% and 2.8%, respectively. Since the market low in...