Fee-Only Fiduciary
At Platt Wealth Management, we pride ourselves on offering exceptional fee-only fiduciary advising services to San Diego residents. We prioritize our clients above all else and work to serve their best interests by learning their goals and tailoring our strategies to meet them.
We promise to put your interests ahead of our own and provide transparent, straightforward fee-only services. As an independent firm with no affiliation to a broker or parent company, we don’t sell investment products, insurance, or annuities.
No broker affiliations or parent company influence
We never sell insurance, annuities, or investment products
Clear, straightforward fee structure with no hidden costs
A fiduciary is legally and ethically obligated to work in your best interests. Unlike non-fiduciary advisors who only need to ensure recommendations are “suitable,” we analyze every decision, from fees to tax implications, to ensure it’s truly best for you, not for us.
This distinction can mean the difference between advice that serves your goals and advice that serves someone else’s bottom line.
A strong financial plan lays the foundation for a secure and fulfilling future. At Platt Wealth Management, we take a holistic approach that accounts for all aspects of your financial life, aligning strategies with your aspirations and values.
Our investment strategies are grounded in discipline, research, and a long-term perspective. We work closely with you to understand your goals, risk tolerance, and time horizon, crafting a portfolio that reflects your unique needs.
Whether you’re approaching retirement or already enjoying it, Platt Wealth Management provides the guidance and structure needed to maximize your income, minimize taxes, and preserve your legacy.
Proactive tax planning is key to preserving and growing your wealth. Our forward-thinking strategies help reduce your tax burden both now and in the future, aligning with your broader financial goals.
Expert guidance on evaluating real estate opportunities, incorporating holdings into diversified portfolios, and optimizing tax strategies for investment properties.
Protect what you've built and create a lasting legacy. We help you plan for the transfer of wealth to the next generation.
01
Recommendations based solely on what’s best for you, not on commissions or product sales.
02
Fee-only structure means our success is tied directly to yours—not to selling products.
03
From tax optimization to investment planning to retirement, we address your complete financial picture.
04
Local knowledge of the region’s unique economic factors, real estate market, and tax considerations.
A fee-only financial advisor earns money solely from the fees clients pay for their services—not from commissions on products. This model eliminates conflicts of interest and ensures complete transparency about costs.
Yes. As a fiduciary, we are legally and ethically bound to act in your best interest at all times. We do not sell proprietary products or earn commissions that could create a conflict of interest. Our only goal is to help you achieve yours.
Fees for financial planning usually range from $3,000 to $5,000, depending on the complexity of the client’s situation.
Asset management fees start at 0.90% and tier down to 0.30%
ACCOUNT VALUE QUARTERLY FEE (as a % of Account Value)
First $2,000,000 0.2250% (0.90% per year)
Next $1,500,000 0.2000% (0.80% per year)
Next $1,500,000 0.1750% (0.70% per year)
Next $5,000,000 0.1500% (0.60% per year)
Next $5,000,000 0.1250% (0.50% per year)
Over $15,000,000 0.0750% (0.30% per year)
We offer comprehensive financial planning including retirement planning, tax strategy, estate and legacy planning, real estate analysis, Medicare planning, Social Security optimization, education funding, and more.
No, we work with clients throughout California and beyond. While we have deep expertise in San Diego's local market, our services are available to anyone seeking fee-only fiduciary financial advice.
We start with a conversation—not a sales pitch. We'll listen to your financial concerns, family goals, and vision for the future to determine if we're the right fit for each other.
