Charitable Giving
You have the power to make a difference. We help you support the causes you care about while maximizing the tax benefits of your generosity.
Tax law changes mean many people no longer itemize their deductions. That doesn’t mean you can’t get tax benefits from your charitable giving—it just requires more strategic planning.
With the right approach, you can support the causes that matter to you while still maximizing your tax advantages.
Smart approaches to maximize both your impact and your tax benefits.
Group multiple years' worth of contributions into a single year to exceed the standard deduction threshold and maximize your tax benefit.
A charitable account you fund with an irrevocable gift. Get the tax deduction now, then distribute to charities over time as you choose.
Direct transfer from your IRA to charity. The distribution isn't included in your income, lowering your tax burden even if you don't itemize.
Donating appreciated investments directly may be more efficient than selling and giving cash.
Donor-Advised Funds
A DAF is one of the most flexible charitable giving tools available. Fund it with cash, stocks, or other assets and receive your tax deduction immediately—then take your time deciding which charities to support.
Qualified Charitable Distributions
If you’re 70½ or older, a QCD lets you transfer up to $111,000 per year directly from your IRA to qualified charities. The distribution counts toward your Required Minimum Distribution but isn’t included in your taxable income.
The best approach depends on your unique situation. Let’s find it together.
We promise to put your interests ahead of our own and to provide transparent, fee-only services. We’re an independent firm with no affiliation to any broker or parent company, we don’t sell investment products, insurance, or annuities. Our only job is to help you make the best decisions for your financial life.
We don't earn commissions on any products. Our only compensation comes from you, so our advice is always in your best interest.
No broker-dealer, no parent company, no product quotas. We recommend what's right for you—nothing more, nothing less.
We coordinate with your CPA to maximize the benefit of your gift.
Charitable giving connects to your investments, tax planning, and estate strategy. We make sure all the pieces work together.
Charitable giving is just one piece of a comprehensive tax plan. Learn how we help you keep more of what you've earned.
Integrate charitable giving with your broader legacy—supporting family and causes together.
Charitable trusts and foundations can be powerful tools for both giving and wealth transfer.
