Tax Deadlines and Valentine’s Day Tips
We put together a quick honey-do and tips list for February tax and romance deadlines. It may seem contrary to think of Valentines Day and Tax Day at the same time, but for financial planners, it makes perfect sense. Whether you are single or together with someone, you want to have a feel-good plan […]
6 Planning Tips for Getting Paid With Equity
For those who are compensated partially or mostly in equity – as opposed to simply earning a salary – it’s important to plan for vesting, exercise, and sale. The tax code regarding equity compensation is fairly complex. Which means stock options provide opportunities for investors if the planning is managed correctly. Equity compensation is an […]
Selling Your Business? What’s the Plan?
Let a financial planner show you the variables involved in selling your business. For many business owners, selling their business is one of the biggest financial transactions they’ll ever deal with. It’s an important decision that has significant ramifications for retirement (and other) planning. Which means it’s important to develop a financial plan before […]
Get the Right Financial Plan: Not All Plans Are Created Equal
A good financial plan is an important tool for a happy retirement. As you (now) know, a comprehensive financial plan is an important tool for a happy retirement and the ability to achieve your financial goals. It’s your road map to financial success. Most firms have flexible software packages that allow them to […]
Why a Financial Plan Should Be Your #1 New Year’s Resolution
Why is a comprehensive financial plan important? For most Americans, a common financial goal is retirement. It requires saving and planning over time. It’s a journey, not unlike climbing a mountain such as Mt. Everest. No one decides one day to climb the mountain and jets off immediately to blindly hike up the face. […]
3 Financial Resolutions To Adopt In The New Year
The new year is an exciting time— a time for a change, fresh starts, new beginnings, and different adventures. We have not only entered a new year but also a new decade, and with it comes rejuvenated energy to set off on the right track and reach your goals. January is a great time […]
Is Your Financial Advisor a Fiduciary? (And Why You Need to Know)
Financial advisors who are fiduciaries work from firm ethical ground to optimize their client’s financial resources. Financial advisors and investment managers are from diverse professions that combine finance, economics, psychology, law, communications, and so much more to help bring balance and security to people’s financial plans. But, not all financial advisors are built alike. […]
Your PIMCO Settlement Check
Are you eligible for the PIMCO settlement check? And what should you do with it? If you were invested in the PIMCO All Asset All Authority Fund from April 2011 through November 2017, you are eligible for a settlement check. PIMCO miscalculated the advisory fee waivers and is reimbursing all investors affected by this […]
Year End Deadlines for Tax Savings
Check with us about these tax savings deadlines. Deadline for Required Minimum Distributions (RMDs): Although not a tax savings, we still include RMDs in this checklist to make sure you take your distribution before the end of the year. Not taking your RMD can have serious tax consequences with a penalty of 50% […]
Increase Your Retirement Savings in 2020
Higher contribution limits in 2020 mean more retirement savings for you. If you recently hit 50, you might have realized that your retirement savings is not quite where you want it. You’re not alone. Many people come to us for a financial plan worried that they don’t have enough retirement savings to keep the lifestyle […]