6 Planning Tips for Getting Paid With Equity
For those who are compensated partially or mostly in equity – as opposed to simply earning a salary – it’s important to plan for vesting, exercise, and sale. The tax code regarding equity compensation is fairly complex. Which means stock options provide opportunities for investors if the planning is managed correctly. Equity compensation is an […]
Selling Your Business? What’s the Plan?
Let a financial planner show you the variables involved in selling your business. For many business owners, selling their business is one of the biggest financial transactions they’ll ever deal with. It’s an important decision that has significant ramifications for retirement (and other) planning. Which means it’s important to develop a financial plan before […]
Get the Right Financial Plan: Not All Plans Are Created Equal
A good financial plan is an important tool for a happy retirement. As you (now) know, a comprehensive financial plan is an important tool for a happy retirement and the ability to achieve your financial goals. It’s your road map to financial success. Most firms have flexible software packages that allow them to […]
Why a Financial Plan Should Be Your #1 New Year’s Resolution
Why is a comprehensive financial plan important? For most Americans, a common financial goal is retirement. It requires saving and planning over time. It’s a journey, not unlike climbing a mountain such as Mt. Everest. No one decides one day to climb the mountain and jets off immediately to blindly hike up the face. […]
3 Financial Resolutions To Adopt In The New Year
The new year is an exciting time— a time for a change, fresh starts, new beginnings, and different adventures. We have not only entered a new year but also a new decade, and with it comes rejuvenated energy to set off on the right track and reach your goals. January is a great time […]
Increase Your Retirement Savings in 2020
Higher contribution limits in 2020 mean more retirement savings for you. If you recently hit 50, you might have realized that your retirement savings is not quite where you want it. You’re not alone. Many people come to us for a financial plan worried that they don’t have enough retirement savings to keep the lifestyle […]
Social Security Changes for 2020
Social Security Cost of Living Adjustment The Social Security Administration (SSA) has announced the cost-of-living adjustment (COLA) for 2020 will be 1.6%, more than a percent lower than this year’s 2.8% adjustment. The adjustment is based on the increase in the Consumer Price Index for Urban Wage Earners (CPI-W) from the third quarter of 2018 […]
Planning for Portugal
Our financial planner dreamed about traveling more. So, she put a plan in action. When my daughter offered to travel with me during spring break from her PA program, I jumped at the chance. I’m a planner by nature, so we evaluated a diverse list of destinations before choosing Portugal. This tiny country offers […]