Investment Strategies
Consistent investment strategies give you peace of mind and confidence regardless of short term swings in the markets.
Some actionable items drawn from our investment philosophy include the following strategies.
- Avoid market timing
- Monitor actively portfolio allocation but trade infrequently
- Do tax-loss harvesting throughout the year, not just at the end of the calendar year
- Implement portfolios with lower-cost institutional share-class mutual funds when possible
- Ladder a portion of the fixed income investments with individual CDs and US treasuries
- Re-balance portfolios when an asset class band exceeds 5 percentage points (for example, a 50% equity allocation shall not be less than 45% or greater than 55%)
- Limit taxes and transaction costs.
Our Fiduciary Promise
We promise to put your interests ahead of our own and to provide transparent and straight forward fee-only services. We are an independent firm with no affiliation to a broker or parent company, so we don’t sell investment products, insurance, or annuities.
Discovery & Understanding
Every relationship begins with listening. What are your concerns, priorities, and dreams? Time is taken to understand not just your financial situation, but your values and aspirations.
Strategy Development
Using deep expertise and a collaborative approach, you receive a personalized financial strategy that addresses your unique needs while balancing growth potential with your comfort level.
Implementation & Monitoring
Plans aren't just created – we help implement them and monitor progress over time, making adjustments as your life evolves.
We would love to learn more about you.
Knowledge and expertise
