Maximize Your Charitable Giving Strategy
You might recall that the Tax Cuts and Jobs Act made it much harder for Americans to get tax breaks on their charitable giving by raising the standard deduction so that fewer people have the opportunity to itemize. Of course, you want to do some good for the community...
Save More The Smart Way
Many of our clients are already saving a significant portion of their incomes for retirement and other financial goals. You may already be maxing out your employee contribution and ensuring that you take full advantage of any available employer match on your 401(k)....
Your Finances: What You Need To Do First When Your Spouse Dies
It’s common for the surviving spouse to feel a bit lost upon the death of their partner. You may not have immediate access to all the household assets or know what information you need to put together for the estate. This time can be very confusing, so it’s...
The Secrets of 401(k)s
The 401K, a widely used retirement vehicle offered by employers, is well known. But there are a few facts that you might not already be aware of. History and a brief overview of 401(k) plans Now the prime retirement account vehicle for full-time employed...
Is Your Estate Planning Up-to-Date?
It’s no secret that many Americans put off creating a will — even those who need it most. But one milestone event often triggers a shift in mindset: the arrival of a child or grandchild. Usually, it hits people right before they get on a plane for the first time...
Why it’s Smart to Start a 529 Education Savings Plan
Saving for your child’s future education costs can be one of the most important decisions for parents. The price of tuition alone is staggering, with new increases each year. Imagine being a new parent and what education costs will be in eighteen years when your child...
Estate Planning: Probate and Trusts
In our last article on estate planning, we explained why estate planning is essential and discussed the basics of wills and powers of attorney. You probably know you want to avoid probate, but you might not know precisely why.. Probate This process proves a decedent’s...
Paycheck Protection Program Update
The U.S. government has extended The Paycheck Protection Program (PPP). Here’s a brief overview of what you need to know. Paycheck Program Basics Authorized by the CARES Act and administered by the Small Business Administration, the PPP helps employers cover the cost...
4 Ways to Simplify Your Business and Finances
It seems like so many of us tend to over complicate things, whether in finances or life or business. As we move through life, we accumulate more, and we get entrenched in routines that no longer serve us. However, keeping things simple is essential at any stage of...
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