Why a Financial Plan Should Be Your #1 New Year’s Resolution
Why is a comprehensive financial plan important? For most Americans, a common financial goal is retirement. It requires saving and planning over time. It’s a journey, not unlike climbing a mountain such as Mt. Everest. No one decides one day to climb the...
3 Financial Resolutions To Adopt In The New Year
The new year is an exciting time— a time for a change, fresh starts, new beginnings, and different adventures. We have not only entered a new year but also a new decade, and with it comes rejuvenated energy to set off on the right track and reach your goals....
What is the SECURE Act?
SECURE Act Brings Big Changes to Retirement Account Rules President Trump signed the Setting Every Community Up for Retirement Enhancement (SECURE) Act into law on December 20th, 2019. It becomes effective as of January 1, 2020. It brings sweeping changes,...
Is Your Financial Advisor a Fiduciary? (And Why You Need to Know)
Financial advisors who are fiduciaries work from firm ethical ground to optimize their client's financial resources. Financial advisors and investment managers are from diverse professions that combine finance, economics, psychology, law, communications, and so...
Your PIMCO Settlement Check
Are you eligible for the PIMCO settlement check? And what should you do with it? If you were invested in the PIMCO All Asset All Authority Fund from April 2011 through November 2017, you are eligible for a settlement check. PIMCO miscalculated the advisory fee...
Year End Deadlines for Tax Savings
Check with us about these tax savings deadlines. Deadline for Required Minimum Distributions (RMDs): Although not a tax savings, we still include RMDs in this checklist to make sure you take your distribution before the end of the year. Not taking your RMD...
Increase Your Retirement Savings in 2020
Higher contribution limits in 2020 mean more retirement savings for you. If you recently hit 50, you might have realized that your retirement savings is not quite where you want it. You're not alone. Many people come to us for a financial plan worried that they...
Medicare Premiums and IRMAA Surcharges: Big Increases with a Tiny Bit of Good News
Medicare Premiums for 2020 Announced The Centers for Medicare and Medicaid Services announced that Part B premiums will be increasing next year by $9.10 per month. That’s an increase of 6.7%, which is a big jump compared to the modest 1.1% increase last year....
Social Security Changes for 2020
Social Security Cost of Living Adjustment The Social Security Administration (SSA) has announced the cost-of-living adjustment (COLA) for 2020 will be 1.6%, more than a percent lower than this year’s 2.8% adjustment. The adjustment is based on the increase in the...
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