It’s that time of year again.


Autumn is here with cooler weather, college football, and the excitement of Medicare’s annual Open Enrollment Period. Beginning October 15, people already enrolled in Medicare can make certain changes to their coverage. Open enrollment runs through December 7, and during this period you can:

  • Switch between Original Medicare (Parts A&B) and Medicare Advantage (Part C).
  • Switch between Medicare Advantage plans.
  • Join a Medicare prescription drug plan (Part D), although late penalties may apply if you didn’t enroll when you were first eligible.
  • Switch prescription drug plans or drop coverage completely.

    This is your opportunity to evaluate if your current plan still provides the coverage that you need. Every year, drug plan formulary lists can change, so make sure that your plan covers the drugs that you take regularly. Policies also change annually with new premiums, deductibles, and other costs, so you can check to see if you are getting the best price for your coverage.


    Tools for DIY Changes

    The government website offers tools to help. Their Plan Finder Tool can help you compare Part D drug plans and Medicare Advantage plans.

    You can also call Medicare at 1-800-MEDICARE to get information about plans in your area or to enroll in a new plan.

    There is nothing you need to do if you don’t want to make any changes to your coverage.

    If you do make a change, your new coverage will begin on January 1, 2020.


    After reading through the information, you might still have questions. Call us. Or register for our upcoming workshop.

    What options are right for you?

    We’ve heard many of our clients’ concerns about how to make the best choices for Medicare and when to file for Social Security. These decisions can be overwhelming, and government websites do little to help break down the information in a meaningful and easy way. 

    •    Do I need Medicare if I’m still working?
    •    Should I make changes during Medicare’s Annual Enrollment Period?
    •    Should I delay benefits or file now while Social Security still has money? 
    •    What’s IRMAA and how can I avoid it?
    •    How can I maximize my Social Security benefit

    We are pleased to invite you to an informative and helpful workshop about

    Social Security and Medicare on Oct 22, 2019 from 3:30 pm – 6:30 pm. 



    The Presenters


    Tracy Burgett

    platt wealth management

    Tracy is the Director of Financial Planning at Platt Wealth Management, where she creates customized financial plans. She specializes in retirement planning, Social Security and Medicare planning.


    Diane Gaswirth

    United health care

    Diane Gaswirth helps consumers simplify Medicare to make the choices best for their healthcare. She is an accomplished leader in health plan selection at UnitedHealthcare.

    Where is the Workshop?


    To help make these confusing topics easy to digest, we will host this workshop at Ballast Point Brewing Miramar. For those of you who have never been to Ballast Point, you will enjoy the fun, open atmosphere and delicious award-winning beer. Tracy and Diane will present in a spacious event room that opens up onto an outdoor deck, perfect for our happy hour following the presentation.

    What better place to talk over Medicare and Social Security than over tasty pub

    snacks with informed experts? Get your facts and your fun together.

    If you’d like to extend your afternoon into evening, you can receive a complimentary tour of the Ballast Point brewery.

    • The tour runs about 30 minutes.
    • Experience the 150-barrel brew house, cellar, lab.
    • Finish with a guided tasting. 
    • Leave with financial knowledge and a commemorative beer glass.

    Sign Up Here for Our Medicare and Social Security Workshop for Thursday, Oct. 22 3:30 pm -6:30 pm


    Reserve Your Spot

    Join us for a fun afternoon at Ballast Point Brewing Miramar. Get your questions answered while sampling a selection of hors d’ oerves and award-winning beer. Let us know if you would like to bring a friend or family member in the guest box.

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    Platt Wealth Management offers financial plans to answer your important financial questions. Where are you? Where do you want to be? How can you get there? Our four-step financial planning process is designed to be a road map to get you where you want to go while providing flexibility to adapt to changes along the route. We offer stand alone plans or full wealth management plans that include our investment management services. Give us a call today to set up a complimentary review. 619-255-9554.

    Dream. Plan. Do.


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